Financing With Synchrony

Benefits of Financing With Us

Using financing from Synchrony can make major purchases more accessible by allowing you to spread payments over time rather than paying all at once. Flexible payment plans, promotional interest rates, and convenient account management help you balance your budget, handle unexpected expenses, and afford the products or services you really want—when you want them.

Who Should Consider Financing?

Synchrony’s financing options are ideal for individuals considering home renovations, large appliance purchases, or other significant investments. Anyone who values budget control, prefers installment payments over large upfront costs, or wants to conserve cash for emergencies should consider applying. It’s also beneficial for customers seeking quick approvals and simple application processes.

A. Simple Application Process

Synchrony makes getting started quick and straightforward, ensuring you don’t have to go through a lengthy application process. Their system is designed for your convenience and safety, allowing you to apply from any device, wherever you are, so you can focus on your renovation or construction project.

• Online Application: Easily complete your secure financing application online, anytime, from the comfort of your home or office.
• Instant Prequalification: Quickly check if you qualify for financing in seconds, with no impact on your credit score.

B. Quick Approval Decision

Synchrony prioritizes your time and plans, issuing instant approval decisions after you apply. With fast processing, you can keep your construction project on schedule and never have to worry about long waits, so your purchasing and project timelines stay aligned and stress-free.

• No Impact to Credit Score for Prequalification: Prequalification uses a soft credit check, so exploring your options won’t affect your credit score.
•  Receiving a Temporary Account Number: Once approved, start shopping immediately using your temporary account number, even before receiving the card.

C. Flexible Payment Options

With Synchrony, you have access to a variety of payment plans and promotional offers that make budgeting for your construction or renovation project much more manageable. Choose terms that fit your financial situation, and manage everything easily online for full control and peace of mind.

• 1. Promotional Financing Periods: Take advantage of special offers like deferred interest or reduced rates for easier, more affordable payments.
•  2. Managing Payments Online: Easily access your account online, track balances, and make payments whenever and wherever you choose.